When a tragic accident leads to a brain injury for a member of your family, the stress can be unreal. You will likely feel heartbreak and the fear of not knowing what the future will look like. You may have to take on the responsibility of paying expensive medical bills related to treatment. While you want to prioritize your loved one’s care, you will also feel the stress of taking care of yourself and your other family members. Therefore, figuring out a way to pay medical expenses without going under is an essential part of dealing with this situation.
1. Hire a Personal Injury Lawyer
If your spouse was injured in an accident that was caused by someone else’s negligence, you may be entitled to a personal injury claim. Setting up a consultation with a personal injury attorney can help you find out if you have what it takes to move forward in a lawsuit. Any compensation that you receive could help you continue paying for expenses related to your loved one’s care.
2. Work out an Agreement with the Hospital
Talk to the financial department at the hospital or facility where your family member is staying. Explain the situation in detail, and make it clear that you may not be able to pay for the full amount of care until a personal injury claim is settled. Be realistic about what you can pay every month, and see if there is some type of payment arrangement that can be made. Having the hospital aware of the situation can sometimes reduce a lot of stress on the caretakers.
3. Take out Personal Loans
If you see that you are still not able to meet all of your financial obligations while waiting on a personal injury claim and after talking with the hospital, you may consider taking out personal loans. It can be difficult to lose one of your household’s entire incomes, so this may be an option that you can pursue until things return to a new normal. Explain your situation to the lender, and set up a payment plan that you both feel comfortable with.
There are a number of stressful situations that come along with a brain injury, and by taking these few steps, you can be on your way to getting the help you need. Start today making your plan to talk to a personal injury lawyer, like a brain injury lawyer in Memphis, TN, about your options.
Thank you to the experts at Darrell Castle & Associates for their insight into brain injuries and the law.