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What Is A Personal Injury Claim?

Personal Injury Lawyer

Personal injury claims are legal actions pursued by individuals who have suffered physical or psychological harm due to the negligence or intentional actions of another party. These claims seek compensation for the losses and damages incurred as a result of the injury. Personal injury cases cover a broad range of incidents, including car accidents, slip and falls, medical malpractice, workplace accidents, and product liability, among others. Understanding the key aspects of personal injury claims is essential for those involved in such cases.


The foundation of a personal injury claim is the concept of negligence. To have a valid claim, the injured party must demonstrate that the responsible party had a duty of care to act reasonably under the circumstances and that they breached that duty, leading to the injury. Additionally, the injured party must prove that the breach of duty directly caused their injuries and that they suffered actual damages as a result.


Evidence is critical in establishing a personal injury claim. This evidence may include medical records, accident reports, photographs, eyewitness accounts, expert testimonies, and any other documentation supporting the claim. Gathering and preserving evidence promptly after the injury occurs can significantly strengthen the case and increase the chances of a successful outcome.


In personal injury claims, the injured party seeks compensation for various damages. These damages can be broadly categorized into economic and non-economic damages. Economic damages refer to tangible losses that have a specific monetary value, such as medical expenses, lost wages, property damage, and other financial losses directly related to the injury. Non-economic damages, on the other hand, are subjective losses that are not easily quantifiable, such as pain and suffering, emotional distress, loss of consortium, and diminished quality of life.

The value of a personal injury claim depends on the extent of the injuries, the degree of negligence, and the impact of the injury on the injured party’s life. The compensation sought should reflect both the past and future anticipated damages, particularly in cases of long-term or permanent injuries.

Legal Assistance

To pursue a personal injury claim, it is advisable to seek legal representation from an experienced personal injury lawyer. An attorney can guide the injured party through the complex legal process, help gather evidence, assess the value of the claim, negotiate with insurance companies or the at-fault party’s legal representatives, and, if necessary, represent the injured party in court.

In many personal injury cases, insurance companies are involved, as they often represent the responsible party or parties. Dealing with insurance companies can be challenging, as their primary goal is to minimize payouts and protect their interests. Having legal representation can help level the playing field and ensure that the injured party’s rights are protected throughout the claims process.

Statute of Limitations

It’s important to note that personal injury claims are subject to statutes of limitations, which vary depending on the jurisdiction and the type of injury. Statutes of limitations impose time limits within which the injured party must file a claim; otherwise, they may lose their right to seek compensation for their injuries.

In the majority of cases, personal injury claims lead to out-of-court settlements, where the parties agree on a compensation amount without going to trial. Settlements can provide a quicker resolution and avoid the uncertainties and costs associated with litigation. However, it’s essential for the injured party to be well-informed about their rights and the full value of their claim to ensure that any settlement offer is fair and just.

Thanks to our friends from Barry P. Goldberg for their insight into personal injury claims.